TSPFundTrading.com, LLC is a leading professional financial service that provides expert market analysis of the Thrift Savings Plan funds. Our primary objective is to help Federal employees and members of the uniformed services, including the Ready Reserve increase their Thrift Retirement Savings in a low-risk/high-reward manner in both bullish and bearish markets. Our service has been live since Jan 1, 2005.
Many financial advisors (FAs) invest their client's assets using the Modern Portfolio Theory (MPT). MPT is a theory of finance which attempts to maximize portfolio expected return for a given amount of portfolio risk, or equivalently minimize risk for a given level of expected return, by choosing the proportions of various assets. Although MPT is widely used in practice in the financial industry, in recent years the basic assumptions of MPT have been widely challenged by fields such as behavioral economics. One reason is due to the major fluctuations of the stock and bond markets. When both of these major entities are performing poorly, investors will be at high risk using this concept.
In nearly all portfolios of the MPT, a certain percentage is diversified in the Exchange Traded Funds (ETFs). This practice is very similar to the principles of investing in the Lifecycle Funds of the Federal government. Stocks and stock funds will always fluctuate over time. Trying to determine their price at any given moment based on economic conditions or fundamental analysis is nearly impossible, and can be devastating to one's retirement savings when the market collapses. It is not unheard of to have a 50% collapse in the market. Some of us have even endured this. For a 50% collapse, it will take 5 years of 15% annual returns just to break even! What we do for a living is provide our expertise and guidance to maximize and protect your returns in all market conditions. We have designed a system for trading the TSP Funds that produce results that consistently outperform the buy-and-hold strategy of investing.
Our chief technical chart analyst and developer of the service is Robert W. Dillon, Ph.D. Robert holds a masters and doctorate degree in the fields of Geology and Geophysics from the Missouri University of Science & Technology. Robert worked for a major oil company (1980-83) and the US Geological Survey for 15 years (1984-99). However, due to his financial success in trading the stock market, he became semi-retired at the age of 41 and switched careers to provide guidance to Federal employees. He has over 30 years of experience trading the stock market and specializes in technical analysis. Robert has a vast amount of experience in interpretation of highly complex charts. He is also a master fingerstyle guitarist. The combination of his scientific and creative abilities with the stock market using technical analysis, gives him a pure analytical advantage over traditional strategies used by money managers.
Robert holds the highest level of ethical standards and avoids any conflicts of interest. He has tested & experimented with almost every style of technical trading. Robert has extensively traded the market and experienced every imaginable technical and emotional situation. He has watched the markets change from cold calling to open-outcry and speed dialed phones to high-frequency trading and the dominance of the Algos, not to mention what goes on behind the scenes not available to the public. Through all of that, the greatest teacher of course, is the market itself. And while the speed and method of execution may change, the fundamental truths that underly technical analysis remain the same. Fear and greed reflected in crowd dynamics are always represented within a simple price vs. time chart.
Trading signals may be provided to Registered Investment Advisors (RIAs) who manage Assets Under Management (AUM) on a contract basis. Performance results are independently verified by Alpha Performance Verification Services and TimerTrac.
Dr. Dillon is not a registered or licensed investment advisor or broker-dealer. His clients are individual investors and professional investment advisors. He has many financial advisors and money managers who use his trading signals for their clients.